EPF India Frequently Asked Questions!
Is Contribution to the EPF Mandatory?
After 01.09.2014, Employee whose Basic Salary + DA is up to Rs. 15,000/- has to mandatory contribute to Employees’ Provident Fund! For those whose basic salary is more than Rs. 15,000/- they may voluntarily contribute to EPF however it is not compulsory but it is recommended for everyone to contribute to EPF.
When I change my job what I should do?
If you join another employer after leaving previous one; your EPF Balance can be transferred from one employer to another. Your previous funds will also get transferred to your new employer. In case you leave your job and do not intend to join another job for next six months then you can withdraw your Provident Fund but you have to submit a declaration that you are not going to join any job for next six months.
What is rate of interest on EPF Account currently?
Every year Central Government revises Interest rate on EPF India according to revenues generated by EPFO in previous financial year. For Financial year 2012-13 Rate of Interest on EPF is 8.50 %.
How I can check my EPF Account Online?
The beneficiaries who are currently contributing to EPF can check their EPF Balance Online Here!
When I can withdraw money from EPF Account without Leaving the Service?
You can withdraw money or an Advance Loan from your EPF account for some very important reasons like Marriage of yourself and children, Education of your children, purchase/construction of house and medical emergencies. You should keep in mind the following points when you are going to withdraw money from EPF account.
1. You can withdraw maximum 50 % of your contribution to EPF account.
2. You can withdraw only 3 times during you hold your EPF account.
3. You should have completed minimum seven years of service at the time of withdrawal. (In case of medical emergency no minimum service period is required. Although maximum amount you can withdraw is 6 times of your basic salary. However you have to provide hospitalization bill for proof.)
4. You can withdraw funds for purchase/construction of house only once in your lifetime. The minimum period of service is 5 years. Maximum amount you can withdraw is 24 times of your basic salary for purchase and 36 times of your basic salary for construction of house.
What if I want to contribute more than 12% of basic salary?
You can contribute as much you can but this contribution is called voluntary contribution. However the employer is not bound to contribute same percentage. Moreover same rules regarding interest rate, transfer, withdrawal etc. apply to this extra fund.
What is the use of my EPF contribution and what is its break-up?
Your EPF contribution is deposited into three schemes according to EPF & MP Act 1952.
- 1. Employee’s provident Fund (EPF 1952)
- 2. Employee’s Deposit Linked Insurance Scheme (EDLIS 1976)
- 3. Employee’s Pension Scheme (EPS 1995)
- 4. Check the rate of contribution here
Where can I check my Claim Status?
Check your EPF Claim Status here!
What is difference between EPF and PPF? Which one is better?
Both PPF (Public Provident Fund) and EPF (Employee Provident Fund) are government approved long term investment plans. Most of people have confusion between two. The main difference between EPF and PPF is that EPF is a mandatory contribution by employees while PPF is a statutory deposit scheme of central government. PPF provide retirement security to other sectors like self-employed person or businessman, Whereas EPF is available for salaried employees.
Where I can put my EPF grievances?
You can locate your regional EPF office in the window below and put your grievances at your local office or you may raise your Grievance here at our Android App..
What is UAN Number?
UAN is Universal Account Number. UAN No is Mandatory Now! You should download this Android App EPF Balance UAN e-Sewa and get your UAN Registered and avail all facilities…
How to Register for Universal Account Number
Check here!
I want to change my contact number. how to do that?
Also, in pf records my name is swetha.m. but in aadhar my name is m.swetha. how to change my name as per aadhar.
Hi
please login in epfo change mobile optoins is there pls change it.
Look what we possess in the service of you! an distinguishedpresent
Decent click on the component less to qualify
https://drive.google.com/file/d/1phsA9FS-rLKN-vF3ACNXvGJbv5XSiLQN/preview
Dear
where to check pension details it over one and half year no letter or mail or sms
thanks
regards
Download #Pension Payment Heldesk Android App and get your Pension related Problems resolved quickly..
Whether interest on unclaimed PF balances in respect of left / resigned employees to be paid till the balance is claimed or is the interest to be restricted upto 36 months from the date of leaving / resignation of employees?
In case of employees who have left employment before completing 55 years of age and have not claimed PF, for what period of time interest has to be paid having regard to Notification dated 11-Nov-2016
It will be treated as in-operative account after 36 months. No interest on in-operative accounts..
What are the working hours of Pune office?
How many days in a week it is open?
9.30 am to 5.30 pm Monday to Friday except National Holidays..
I am a EPS 95 pensioner ( Visakhapatnam a.p) and my pension PPO number is GR/VSP/4870 drawing monthly pension of rs 1682/- .
In order to fill up a form I need to know my jeevanpraman no. Can you help me pl to get jeevanpraman?
Download #Pension Payment Heldesk Android App and get your Pension related Problems resolved quickly..
Can you pls help me to download the UAN base ECR Utility and Manual for ECR generation?
Please check here…
Hi,
I had ressigned my job in 2011 and now I am claiming my EPS. I am not working after 2011.
Since I had ressigned long back employer did not gave me the UAN number.
I had submitted my EPS claim form through my ex-employer. It got returned back saying ” PF no is wrong”. I could not raise the greivance and also get status of it as I did not have the UAN number.
Ex-employer says they can provide the UAN number who is in service after 2014.
Can someone tell me how to get the UAN number?
Thanks,
Suganthi
Download #UAN Heldesk Android App and get your Problems resolved quickly..
I had resigned my job in 2019 and i haven’t get my uan number. I’m also visit EPFO site to check my uan number with using my mobile number, Adhar Card as well as pan card. but didn’t get it.
How can i get it?
Hello,
My claim for PF withdrawal is rejected as per the online status. It says father’s name differs between the PAN card and the records.
Do you have any idea what “record” they are talking about ?
Claim ID : TNMAS160900023176
Status : Claim Form 19 for PF Settlement AGAINST Member Account No (TNMAS00313090000011975) has been rejected. Rejection letter is under dispatch/ dispatched to address in your claim form.
Reason of rejection: FATHERs NAME DIFFERS
Remarks by DA/AO:FATHERS NAME DIFFERS:AS PER RECORDS-xz,AS PER PAN-xyz
PF Office Records..
who has to submit the PF withdrawal Form of employee by employee himself or by employer?
Means who is responsible of PF withdrawal.
Either can submit but forms have to attested by employer..
Hi. My previous organisation had a Private Trust to manage PF. I left my previous org in Jan 2013 & did not transfer my PF. Presently its being treated as a dormant account by my previous employers PF Trust and they are denying interest from Jan-2016. While i will get my PF balance transferred – how can i claim the interest from Jan-2016 till date. The PF Central Board of Trustees has also allowed interest on dormant accounts from April 2016. Can the Private trust deny me interest – particularly since they have earned a handsome interest?
Kindly raise your Grievance here at our Android App to resolve faster..
My Employer had deducted my PF Contribution from Dec’15 till my exit in July’16 .They did not provide UAN Number and did not settle me fully and finally.for which The CEO OR HR Mangaer had not replied my calls. I have resigned the job and that has been accepted by the company and also assured to settle my accounts by email. Whom should I complain? I cannot file a complaint to EPFO without UAN Number. Please help me.
You can visit concerned PF Office and complain in writing..
My PF Acc no:TN/SLM/25883/1952. I have applied for PF withdraw. how can I know the status right now.My employer is telling that they have sent all the form to PF office and PF office persons are telling they have not received yet.what I shall do right now.plz reply?
Ask your employer to give you Acknowledgement Slip if they have submitted claim forms..
Dear PF Team,
I want to know my PF Transfer Status. Also now I’ve resigned my Job.
So confused in Claiming the PF.
Here my details are:-
Name : LAKSHMANA RAJAN C
Mobile Number : 9894588910
E-mail id : LRAJAN130@GMAIL.COM
2 Things to be clarify:-
1. Status of PF Fund Transfer ?
2. How to claim ?
3. Which account to claim ?
PREVIOUS P.F. Account No : GNGGN10399600000007104
Name of the Establishment : MUDRA ONLINE TECHNOLOGY PVT LTD
Address of the Establishment : 184, GROUND FLOOR, PLATINUM TOWER, UDYOG VIHAR PHASE-1, GURGAON 179 HR 122016
PF A/C No. held by : GURGAON
PRESENT P.F. Account No : GNGGN13675040000004635
Name of the Establishment : DDB MARKETING SERVICES PVT. LTD
Address of the Establishment : 184, GROUND FLOOR, PLATINUM TOWER, UDYOG VIHAR PHASE-1, GURGAON 179 HR 122016
PF A/C No. held by : GURGAON
I want to withdraw my EPF
You have to transfer from old account to new account and than withdraw. Submit Form-13 for transfer..
Dear Anu,
I guess that’s what I did. (Old A/C to New A/C Transfer)
Through OTC Form 13 only I did AC transfer.
I have checked the status of AC transfer in my login in PF Portal, it shows as “Your claim has been settled and credited to new account”.
But showing only the new AC balance in online.
Pls check and revert back.
Regards
Okay fine. You have to wait for some time to check updated balance as it takes some time to update it online. Alternatively, you may raise your Grievance here at our Android App to resolve faster.
Ok, thank you for your response.
Pls let me know, when I want to apply for claims.
After balance updates..
Hi Anu & Sonia,
Greetings! Based on the previous discussion, Can you pls Check my PF AC status to apply for withdraw
Member name mismatch against this GN/GGN/1367504/000/0004635
UAN No is Mandatory Now! You should download this Android App EPF Balance UAN e-Sewa and get your UAN Registered and avail all facilities like upto date Balance check etc…
Dear Sonia,
Thank you for your response.
both pre & present AC names are same, then how come its possible to mismatch.
I’m totally disappoint about the process and the errors of the same.
in EPF App showing updated Balance (Including Old to New AC Balance)
So plls update me in the same
Mismatch can also happen if you have wrong PF Acc number or it can be typo error from employer. After getting UAN Registered you can get updated balance..
Hello,
I moved to USA two years back & no longer working . Please advise the process of submitting the EPF withdrawal.
UAN is already activated.
Easy process is to Submit relevant Claim Forms duly attested by your ex-employer with INdian Bank Account details.. Otherwise on same forms give US Bank details with an application giving your reason of moving to States and copy of supporting documents..
Hello Sir / Madam,
Sub: PF Claim is settled but amount is not received in bank account
My PF claim (Form 19 and Form 10C) was settled on 12.04.2016 and claim status was showing the amount is transferred through NEFT. However, till today the amount was not received in my bank account.
I have raised grievance to find the status of claim and the same was closed mentioning the amount was remitted – SRNOI/E/2016/01906
I have raised a new grievance on 9/9/2016 to check the payment details – SRNOI/E/2016/02001 (awaiting for their response)
My PF account No is : MR-NOI-0049102-000-0000057 and UAN: 100320056023
Please help me to receive the funds from EPFO office.
Thanks & Regards
Ravi
I have provided my CITIBANK account for transfer of funds.
You have to visit concerned PF Office and check if amount is credited back to EPFO and if yes than you have to submit Form ASR..
Hi, Thank you for the reply. I have been provided with the cheque numbers. I had raised a new grievance under the category of cheque returned / misplaced with the details of cehque numbers.
By any chance, the response to this grievance will provide amount is received by EPF office or not?
Submission of ASR to EPF office need to be done by person or is there any mode? Since I am based out of Hyderabad, I wanted to plan the travel.
Thanks & Regards
Ravi
Can’t say about reply from Grievance Team. However, procedure of submission of ASR is same as submission of claim forms.
Thank you for your time and advise.
Hello,
My claim is processed and the amount was located.
My query was, My claim ID – MRNOI16040000135 for form -19, an amount of 8,98,369 was settled by EPF. However, I had received only Rs. 8,08,532/- in my bank account.
There is a short fall of 10% of the amount settled i.e; Rs.89,836/-
Can you explain the reason for deduction and how the same can be claimed?
Thanks & Regards
Ravi
Hi! Kindly raise your Grievance here at our Android App to resolve faster..
Thank you. I have raised the grievance. Reg No:SRNOI/E/2016/02423
Hi
I want to know my PF balance & universal account number. My PF NO : AP/HYD/56070/268548, Mobile Number 9051415277. 23.07.2016
Member name mismatch against this AP/HYD/0056070/000/0268548
I applied form 13 for my epf amount transfer from TCS (maintaining it’ own trust for PF).
my previous account num – MHBAN00484750000184470
new account number – MPIND00170450000004486
I got various messages regarding my epf transfer.
first message on 15th March, 2016. “form 13 received on 7th march, 2016. and claim – MHBAN160300017879 is under process.”
on 17th March, 2016 – I got second message – “form 13 claim id – MHBAN160350001860 has been rejected. rejection letter in under dispatch.”
( in the OTCP portal also it’s showing same).
on 17th Mar, I got another message. “Claim form 13 for transfer account MHBAN00484750000184470 received on 10th Mar and ClaimId MHBAN160350001860 is under process.
on 23rd March, I got 4th message – form 13(Transfer) claim id – MHBAN160300017879 approved for payment through Cheque. Pmt under process.
I am really confused, why 2 different claimId are there fro me and one is rejected, another is payment is under process.
could you please give me the detail. and what is my status actually.
many many Thanks in advance.
STATUS for Member ID: MHBAN00484750000184470
UAN No is Mandatory Now! You should download this Android App EPF Balance UAN e-Sewa and get your UAN Registered and avail all facilities…
Claim ID : MHBAN160300017879
Status : Claim Form 13 for Transfer to New Account Number: AGAINST Old Member Account No (MHBAN00484750000184470) has been approved. Payment is under process.
Dear Sonia Ma’am,
I am bit confused. Till now in Online claim transfer portal, my status is showing “rejected”.
Also I checked my account statement, my previous amount is not transferred to my current yet.
Could you please let me know the status.
Thanks alot in advance.
Kindly raise your Grievance here at our Android App to resolve faster..
Name: Santosh Govindrao Jadhav
Mobile no:9422989051
Pf NO:PUK0L01011330000000153
UAN No: 100233668790
Sub: applied for advance money of flat purchased against PF
I have sent application on 27-2-16 to PF Office kolhapur by courier, till no reply or i
want know about status of application. Kindly inform me.
Thanking you,
It is just 1 week sent via post having 2 Saturdays and 1 Sunday. Check at least 10 days later..
hi madam
my name is govind my mother dagdubai suresh dahiphale has get pension from bandra office since last year but as we move to pune from mumbai we didnt recieved pension document on address and now suddenly pension has been stopped due to non submission of life certificate that now in march month pension document i have courier to bandra office with life certificate , but over cal i have taken PPO no. that is 87516 is this correct ppo no. she have SBI account in parel brach with account number 34497055531, i have trasnfered the bank account from parel branch to alandi pune branch in this branch pension will transfered or not. and i have courier the document over courier pension will start or have to visit bandra office. and where should i get pension document and from whom, pls reply awaiting for your reply
I request you to kindly visit Bandra Office once and sort this out. Or you may raise your Grievance here at our Android App to resolve faster..
I am Girishkumar Ambalal Patel
my account number is gj/ahd/0000872/000/0008240
my mobile number is 9428731431
I lost my UAN.
will you please send me again?can I know my pension claim status?
thank you
You can Check your UAN Status via this Android App!
Claim ID : GJAHD160200011739
Status : CLAIM FORM 10d FOR PENSION FOR MEMBER ACCOUNT NO GJAHD00008720000008240 HAS BEEN RECEIVED ON 16.02.2016 IS UNDER PROCESS.
Hi Mem
After leaving jopwhen we can claim pension contribution and how
Submit relevant Claim Forms duly attested by your ex-employer. No need for attestation if you have your UAN activated and linked to Bank Account & Aadhaar Card.
Hi Sir/Madam,
I have requested for transferrin the PF amount from my previous Employer(NTT Data GDS LTD HYDERABAD) to the present Employer(INFOSYS HYDERBAD) . But they have transferred it wrong account where in I have provided the correct PF account number for transferring. Can you please assist me on this for claiming my amount.
Where is PF Number? Please check your PF No and provide us Provident Fund Number in Correct & New Format..
Whenever I check my EPF balance the EE and ER amount i get as an SMS is less than the accurate amount. Why it is so and what can be done to get it solved?
How do you know the accurate amount?
Dear PF Team,
Since end of year 2013, I have resigned from the Company ( India) and since 2014 until today, I just stay at home ( Jakarta – Indonesia).
My questions are :
Can I withdraw my PF before 58 years old age ?
If yes, How ?
Thanks
Yes you can withdraw PF..